Want to find out more about how you can protect older adults and help them make the best possible financial decisions?

Contact us at info@cognisc.com

Cogniscient | The elderly are the future. We help protect them.
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The physical, cognitive, and behavioral changes that come with aging pose the greatest threat to the financial security of older adults.

Our cloud-based Whealthcare Plan applications enable you to:

trusted contact

Create Financial Caretaking Plans

Specify trusted individuals, define their roles, and set guidelines for the delegation of financial decision-making.

at risk

Identify At Risk Clients

Using a simple questionnaire based on a study conducted at the Massachusetts General Hospital.


Estimate Health Care Costs

Estimate health care costs in retirement, including long-term care costs.


Prevent Financial Abuse

Protect older adults and their families and help them make the best possible financial decisions

For older adults and their families, financial planning and health care considerations are inseparable.

income loss
risk financial
rising costs
savings equals

% of US seniors who have been financially exploited


% of adults over 50 with at least one chronic illness


age of peak financial decision-making capacity


number of people in the US who turn 60 every day

If you are a financial advisor and do not have a plan for helping your older clients achieve their health care and cost goals, you are not addressing their most urgent needs.

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Sources: 2015 Nationwide Retirement Institute survey, 2013 Merrill Lynch Retirement Survey, 2014 Cogniscient survey

At Cogniscient, our mission is to protect older adults and help them make the best possible financial decisions.

We provide a suite of cloud-based Whealthcare™ planning tools specifically for financial advisors that have been developed in collaboration with Massachusetts General Hospital physicians, Ned Hallowell, MD, and financial planning experts.


Chris Heye, PhD

CEO and Founder


Tony Weiner, MD

Director, Outpatient Geriatric Psychiatry, Mass General Hospital

Trial investigator


Ned Hallowell, MD

Psychiatrist, Founder of the Hallowell Centers


Interested in finding out more? Give us a shout.


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